Knowing that the carrier that covers your vehicle is one of the top car insurance companies can help you sleep better at night – you can be sure that your property is safe and, in case of an accident, you will be reimbursed for your losses. Independent opinions from companies and consumers are a great way to compare the services offered by various providers, and this article will show you some of the best auto insurance companies based on reviews.
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Amica Mutual has been J.D. Power’s award winner for nine years in a row, with maximum ratings on all ranking factors (pricing, range of offerings, customer support and billing). A.M. Best also rated Amica an A++, the highest grade an insurance company can receive. Founded in 1907, Amica is the oldest noteworthy insurer on the American market and operates in all states except Hawaii.
While they are not the cheapest on the market, they have earned their number one spot in a lot of customers’ preferences due to their strong business ethics, an enthusiastic support department and prompt resolution of all claims.
Allstate Auto Insurance
Allstate is another top auto insurance company according to independent reviews. A.M. Best rated them an A+ and it’s also on top of J.D. Power’s charts. They offer a wide range of insurance packages and offer their customers consistent discounts if they drive hybrid cars, keep a good driving record or are students with good grades.
Allstate was the first company to understand that accidents may happen even to the best drivers and introduced the Accident Forgiveness program, a system under which your premium doesn’t go up after an accident, even if you were at fault. They even pay you for driving safely – every six months they send you a check of up to 5% of your premiums if you didn’t have any traffic incidents in that period of time.
GEICO is another company among the top insurers in the United States, and the recent media campaigns have boosted their popularity even more. They have been in business for more than seventy years, are graded an A++ by A.M. Best and are among the top rated companies by J.D. Power.
GEICO offers many discounts to their customers, some of them being their own innovations. You can get lower premiums if you have anti-theft devices installed, have graduated college, are a war veteran or have taken defensive driving courses.
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These three companies are some of the top car insurance companies in the United States. They are not the cheapest, but going with the lowest bidder is usually a sucker bet – a lot of very cheap insurance providers tend to compromise on quality. Any of these three companies will surely treat you with the respect you deserve and solve your claims without much hassle.